Buying Health Insurance at a Government Store
June 9, 2009 Leave a comment
The outline suggests consumers could elect to keep their individual health insurance policies. Still, it says that “by and large” the nation’s market for individually purchased health insurance policies would move to a new federally operated exchange. It would permit both individuals and employees of small firms to buy policies at less expensive group rates.
Let’s set aside for a now the fact that such a proposal would require Obama to reverse his position on an individual mandate from the campaign, and just focus on the matter of choice. Under the current system, according to Kaiser Family Foundation data, only about 6 percent of the covered population obtains their insurance on their own.
About 31 percent already have government health care of some sort, while 63 percent obtain it through their employers. While Democrats talk of people being able to keep the insurance they want, it won’t really be feasible under the system they’re proposing.